|
ANNUAL PERCENTAGE RATES (APY) AS OF JANUARY 1, 2010
|
|
TYPE
|
MINIMUM DEPOSIT TO OPEN THE ACCOUNT
|
MINIMUM BALANCE TO OBTAIN APY
|
APY
|
MINIMUM BALANCE TO OBTAIN APY
|
APY
|
|
MAIN STREET GOLD
|
|
.
|
|
$500.00
|
0.30%
|
|
NOW
|
|
|
|
$1,500.00
|
0.30%
|
|
SNOW
|
$2,000.00
|
$1,500.00
|
0.30%
|
$2,000.00
|
0.50%
|
|
MMA
|
$2,500.00
|
$1,500.00
|
0.30%
|
$2,500.00
|
0.50%
|
|
MMA PLUS
|
$25,000.00
|
$ -
|
0.50%
|
$25,000.00
|
1.20%
|
|
SNOW PLUS
|
$25,000.00
|
$ -
|
0.50%
|
$25,000.00
|
1.20%
|
|
SAVINGS
|
|
|
|
|
0.50%
|
|
HEALTH SAVINGS
|
|
|
|
|
1.20%
|
|
TRADITIONAL & ROTH IRA AS OF FEBRUARY 1, 2010
|
|
|
|
|
2.25%
|
|
CHRISTMAS CLUB
|
|
|
|
|
3.00%
|
APY'S MAY CHANGE AFTER ACCOUNTS ARE OPENED.
FEES MAY REDUCE EARNINGS ON ACCOUNTS.
|
|
CD RATES AS OF AUGUST 3, 2009
|
|
INTEREST RATE
|
MATURITY TERM IN MONTHS
|
ANNUAL % YIELD
|
|
0.50%
|
1
|
0.50
|
|
0.50%
|
3
|
0.50
|
|
1.10%
|
6
|
1.10%
|
|
1.49%
|
12
|
1.50%
|
|
1.69%
|
18
|
1.70%
|
|
1.89%
|
24
|
1.90%
|
|
1.99%
|
30
|
2.00%
|
|
2.23%
|
36
|
2.25%
|
|
2.23%
|
37
|
2.25%
|
A PENALTY FOR EARLY WITHDRAWAL WILL BE IMPOSED.
MINIMUM BALANCE TO OPEN A CD IS $100.00
|
|
 |