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ANNUAL PERCENTAGE RATES (APY) AS OF JANUARY 1, 2010
TYPE
MINIMUM DEPOSIT TO OPEN THE ACCOUNT
MINIMUM BALANCE TO OBTAIN APY
APY
MINIMUM BALANCE TO OBTAIN APY
APY
MAIN STREET GOLD
.
$500.00
0.30%
NOW
$1,500.00
0.30%
SNOW
$2,000.00
$1,500.00
0.30%
$2,000.00
0.50%
MMA
$2,500.00
$1,500.00
0.30%
$2,500.00
0.50%
MMA PLUS
$25,000.00
$ -
0.50%
$25,000.00
1.20%
SNOW PLUS
$25,000.00
$ -
0.50%
$25,000.00
1.20%
SAVINGS
0.50%
HEALTH SAVINGS
1.20%
TRADITIONAL & ROTH IRA AS OF FEBRUARY 1, 2010
2.25%
CHRISTMAS CLUB
3.00%
APY'S MAY CHANGE AFTER ACCOUNTS ARE OPENED.
FEES MAY REDUCE EARNINGS ON ACCOUNTS.


CD RATES AS OF AUGUST 3, 2009
INTEREST RATE
MATURITY TERM IN MONTHS
ANNUAL % YIELD
0.50%
1
0.50
0.50%
3
0.50
1.10%
6
1.10%
1.49%
12
1.50%
1.69%
18
1.70%
1.89%
24
1.90%
1.99%
30
2.00%
2.23%
36
2.25%
2.23%
37
2.25%
A PENALTY FOR EARLY WITHDRAWAL WILL BE IMPOSED.
MINIMUM BALANCE TO OPEN A CD IS $100.00